EP #9: From Wyoming to the NFL: Jacob Bobenmoyer’s Journey
In this Redding Financial Advisors podcast episode, Chris Hall interviews Jacob Bobenmoyer, the long snapper for the Las Vegas Raiders. Jacob shares his journey from a military family in Wyoming to becoming an NFL player, discussing his college experience, the transition to professional football, and the unique role of a long snapper. He emphasizes the importance of special teams, his experience at the East-West Shrine Bowl, and the financial responsibilities of being an NFL player. Jacob also shares insights on investing and the importance of financial literacy for athletes.
To listen to more episodes, hop over to https://reddingfinancialadvisors.com/podcast/
To find out more about Jacob Bobenmoyer, visit https://www.instagram.com/jacob_bobenmoyer46/?hl=en
Transcription
Jacob Bobenmoyer: 00:00
But in in all aspects of it, to really make NFL money and and kind of be set up, you kind of have to get to a second contract. Not that the first two years won’t, but to make, like, money where you never have to work again, second contract is the is the the idea.
Chris Hall: 00:26
Hello. This is, Chris Hall, and you’re on the Reading Financial Advisors podcast. And today, I have a special guest with me. I have Jacob, Bobemoyer from the Las Vegas Raiders. He is a long snapper there, and him and I have known each other for, I think, about ten years now, probably about that.
Chris Hall: 00:43
Does that sound right?
Jacob Bobenmoyer: 00:45
Yes. It’s yeah. About there.
Chris Hall: 00:48
Yeah. Yeah. So so, he was kind enough to do the show, and so we’re gonna talk a little bit about, you know, what he does and how he got to where he is, and we’re gonna go from there. So without further ado, here’s Jacob. And if you would just kinda introduce yourself a little bit, that’d be great.
Jacob Bobenmoyer: 01:03
First of all, thanks, Chris, for having me on the podcast. My name is Jacob Bobmeyer. I’m the long sniper for the Las Vegas Raiders. It’s my fifth year in the NFL. I did three years with the Denver Broncos, then went to the dark side and went to the Raiders.
Jacob Bobenmoyer: 01:17
And this is my senior year with the Raiders. I grew up in Wyoming. Both my parents are military. I come from a military family. So I stayed local in college.
Jacob Bobenmoyer: 01:28
I went to University of Northern Colorado. I went to Swansham which is where most of my family’s from. And then stayed local, went to University of Northern Colorado. I kind of stayed in group, you know, just being a kid and having fun. After college, played linebacker in college, linebacker in high school, and then played linebacker in college and gotten a long snapping that way because I ended up walking on.
Jacob Bobenmoyer: 01:59
I broke my foot my senior year, which is actually what got me into long snapping and how to do it when I was in a boot. And then I went to New River Snow, Colorado, play linebacker, and I was a walk on and our long snapper is on scholarship. And I was like, I can do better than that guy. Like, come on now, give me a shot. And so I snapped a few balls and sure enough, like our head coach was like, yeah, you’re our snapper.
Jacob Bobenmoyer: 02:26
And so it kind of just ran from there. The funny thing is I was kind of like, kind of embarrassed, but I was just like, you know, I’m a linebacker. That’s that’s kind of my mindset and everything. So I was like, it’s just kinda like a it’s like, you know, somewhat it’s it’d be like a UFC fighter saying he he does knitting in the off time is what I compare it to, like, the you know, metaphorically. I kind of grew into it and started owning it and like taking pride in it.
Jacob Bobenmoyer: 02:51
And I started to get really good at it and obviously, pays my bills now. So it worked out and I enjoy it and it’s fun. And you know, now fast forward, I married, met my wife in college, freshman year of college, then we ended up, we started dating my junior year of college and then got married like three years ago. We have two beautiful babies now. A 19 old and a month old.
Jacob Bobenmoyer: 03:19
So, I mean, other than that, I just pretty much also have four dogs. People call me crazy for you. It is what it is. I love dogs. 100% worth it.
Jacob Bobenmoyer: 03:30
So we have a full house all the time, even before our kids. And I just like to be, you know, live a normal life and enjoy the little things in life and hang out with my kids and my family and kind of just live as normal as possible contrary to what some people think being in the NFL is like. And that’s pretty much about me.
Chris Hall: 03:55
So so, like, let’s, revisit. So how far away from Northern University of Northern Colorado is your high school in Wyoming?
Jacob Bobenmoyer: 04:03
It’s probably, like, sixty, seventy miles if that I knew I was closer than a lot of in state kids in Colorado, And I was technically out of state because it’s just Cheyenne’s kind of the Southeastern part of Wyoming. And then obviously Northern Colorado is on the Northern kind of Central East Side of Colorado. And so it’s just a hop across the board. You literally I mean, it’s like six turns to get from my from my college to my house in Wyoming. It’s just pretty much a straight road most of the way.
Chris Hall: 04:37
Well, do you did you go there on scholarship or did you as a linebacker or did you walk on?
Jacob Bobenmoyer: 04:43
I ended up I I walked on. Okay. So I was I was kinda late to the recruitment game, and then I didn’t really start till my junior year. And then that’s when I started to get recruited. And then going into my senior year, ended up breaking my foot, so I didn’t play the first four games.
Jacob Bobenmoyer: 04:58
Would say, you know, kind of exclusive game partner. So I just walked on. Chose, you UNC over Wyoming, which is what I also came in bunch of detail and just was like, oh, you know, I want to say, I think I’m good enough to play division one. And so then and then did it that route, which I kinda liked it that way. So it was kinda everything, every little thing, which I enjoyed and really enjoyed the challenge.
Chris Hall: 05:25
So did you get a did you get a preferred walk on, or was it just a regular walk on?
Jacob Bobenmoyer: 05:31
It was a preferred walk on. That was preferred? Okay. Yeah. And then after my first season, I got put on scholarship.
Chris Hall: 05:37
When did you
Jacob Bobenmoyer: 05:38
get put on scholarship? After my first season. It caught my after my freshman year.
Chris Hall: 05:44
I got I’m getting the connection itself is not very stable. So I’m hearing a few words drop here and there, but we’ll just get through So so basically, when you were in high school, you were outside linebacker and you were tight end and you went there as a walk on for just outside linebacker or yeah.
Jacob Bobenmoyer: 06:05
Was an inside backer. I played outside my yeah. I played outside my senior year, but I played inside backer since my, sophomore year of high school.
Chris Hall: 06:16
Okay. Nice. Nice. I love that. And then so when you were a senior and you broke your foot, that’s when you start do you start snapping just to kinda keep busy?
Chris Hall: 06:24
Is that what’s happening?
Jacob Bobenmoyer: 06:25
Yeah. So I was so I was in a boot. I showed up to two days in a boot, and I couldn’t really do anything. I’m kind of a yancy person. I like to always be active and moving around and doing stuff.
Jacob Bobenmoyer: 06:37
Terrible ADHD, if you couldn’t tell my answer, I was kind of all over the place. Our coach would, first season’s period in high school, we’d do, like, overhead tosses, and there’d be, like, 10 guys doing it just to see, you know, who could do it. And that’s I just started doing that with them because that was the only thing I could do because I couldn’t run. I was in a booth. So I just started doing the overhead tosses and just started getting good at it.
Jacob Bobenmoyer: 07:00
And then I actually started doing it. I hate being in the locker room before a game. I’m too, like, excited and just wanna be out there, like and there’s so much emotion that goes along with it, so it’s nice to just be out there and be able to move around and express it a little. Then I just start snapping pregame to warm up, kind of fast forwarding. But that’s how I really started to practice my long snap.
Jacob Bobenmoyer: 07:24
It was just pregame. That’s the only time I ever really did it. It’s like
Chris Hall: 07:28
now were you able to play your senior year at all, though, or no? Like, you were in
Jacob Bobenmoyer: 07:31
the mood? I just missed I missed the first three games and played in my like, halfway through my fourth game. Okay. Okay.
Chris Hall: 07:42
Nice. That’s cool. And so did you have any sort of help at all when you were doing the snapping? Did did you guys have a coach that kinda knew what he was talking about? Like, did you just, like, watch a couple YouTube videos?
Chris Hall: 07:53
Like, what what got you to where you were snapping pretty good?
Jacob Bobenmoyer: 07:57
I mean, comparatively to now, you know, back then, was like, damn. I’m snapping the ball pretty good. But I if I were to go back, I’d probably be like, oh my gosh. Like, it was good enough. But it was really just like our coach was like, we just practiced over at TOS, and then he’s like, alright.
Jacob Bobenmoyer: 08:13
Do that upside down. And I was like, alright. And so that’s pretty much what I did until my junior year when I actually went to a snuffing coach. And that’s pretty much just was just my just doing.
Chris Hall: 08:27
Were you starting at Binnell Becker, for college when you decided to go over and start snapping?
Jacob Bobenmoyer: 08:33
Not my freshman and sophomore year. My junior year, I started to play a little bit more. My senior year, I started probably 80% of the season, but I was an outside blocker at that point. But was all four years, I was a four course special team where I honestly enjoyed special teams more than defense, even though I’d I’d love defense. But special teams to me was just way better because it was C ball, get ball, or block this guy.
Jacob Bobenmoyer: 08:59
That was it. And then defense, you had all sorts of things to think about. And I was just like, just put the ball down, just play football, like, get the guy down or make the tackle or whatever. So, yeah, I kinda bought in the special teams part, but I wish I played back her more, but who doesn’t?
Chris Hall: 09:15
So as you know, because we’re friends, you know that my son’s a long snapper. And it’s really funny because, you know, the whole idea is, like, to go unnoticed. Right? So to go without anybody knowing the only time everybody ever calls your name out typically is if you’ve, you know, had an error or something. So how is that as far as being in how is that as far as being in the league?
Chris Hall: 09:41
And again, like, you know, like, you’re a Las Vegas Raider, which is so awesome. Like, but, like, again, like, nobody calls your name out typically unless you’re making an error, which you don’t do those. So so how does that
Jacob Bobenmoyer: 09:52
does that
Chris Hall: 09:53
work out?
Jacob Bobenmoyer: 09:53
As much as possible. You know, like, I honestly enjoy it. Like, I like, you know, going to work, doing my job, and then going home and, living a normal life. Like, if you take a guy like Max Crosby, he can’t go to the grocery store because everyone’s gonna know who he is versus my walk in the grocery store. No one knows who I am, which I honestly love that.
Jacob Bobenmoyer: 10:13
Like, I think, you know, the only place I ever get noticed is back in Cheyenne where I’m from. And that’s about it, which I like it that way. But for the most part, like, I just I kinda enjoy it, like, not really being unnoticed on and off the field. And then I guess the only way you do get noticed is, like, obviously, if you mess up or you get a tackle or whatever. So if if the whole motto is to go unnoticed.
Jacob Bobenmoyer: 10:39
But I think if you are noticed, it’s gotta be in a good light, like making a tackle or, you know, get spot or, like, getting a fielding a ball and downing a ball downfield when it’s rolling or bouncing or, you know, you avoid the ball getting back in a touchback. Like, those are the times you wanna get noticed. You other than that, you don’t wanna get noticed. You just wanna just they just think it comes out of a machine.
Chris Hall: 11:01
Now did you did you cover in college? Did you run down and cover? Like, are you so in high school, you get to early you get to early release. You get to snap and go. Is that college or not college?
Jacob Bobenmoyer: 11:11
Yeah. College is the same thing too. You just snap and then release. Actually, my senior year because I had been working on it, and that’s when I was like, alright. I can I need to take on snapping serious because I could do something with it?
Jacob Bobenmoyer: 11:21
I started to learn how to protect, and then in our scheme, we had certain plant formations where I would protect. So that was kinda my first experience of getting a snap and protection part in a game was in college, thankfully. Not many reps, but it was I remember thinking like, oh gosh, here’s my first one. Like, let’s let’s go. Like, just snap it good.
Jacob Bobenmoyer: 11:41
Then and then, you know, it’s it’s weird when you practice something over and over again and you actually do it in a game. Like, it could either be completely different or even that much better than, you know, how it was when you’re practicing, which I think it would you know, it went a little bit better because I surprised myself a little bit. So I was like, well, was you know, it wasn’t too bad. Definitely not even close to what the NFL is. The NFL is a different animal within itself.
Jacob Bobenmoyer: 12:04
It’s not even close. But
Chris Hall: 12:06
So now you you do cover still in the NFL, though, too. Right? You still go down?
Jacob Bobenmoyer: 12:11
Oh, yeah. Yeah. That’s like what that’s like my favorite part. And then it’s like you have to you have to snap it and then you you have your footwork to block and then you can’t run down. You can’t be past two years’ line of scrimmage, or it’s like an illegal man downfield until the ball’s punted, similar to, like, a passing play.
Jacob Bobenmoyer: 12:33
So that that’s the only realms of, like, coverage that are affected. That’s why we don’t release. Only Only the gunners are allowed to release in the NFL, which gets it makes the game harder coverage wise. Like, it’s easier to get returns, but it still is, like, it’s fun with the challenge and whatnot of trying to protect and get out.
Chris Hall: 12:51
Do so I’ve noticed in high school that a lot of times, you know, him, my son, he’ll just he’ll just race down the field and almost never will somebody actually talk to him or or bump him or anything. He just gets that free release. I I know that’s not the case in the NFL. I’m sure someone’s got you.
Jacob Bobenmoyer: 13:08
Typic typically, yeah, because they’re obviously, like, no matter who it is, like, even if you’re the leading tackler, like like, I’ve been blocked a few times in games because I because I can cover pretty good. But, like, in my mind, I’m like, if I was a court was a coordinator, like, I don’t care how many tackles a long has. I’m still blocking the legit NFL player, like the linebacker. Usually, you’re a tight end or DN or outside linebacker. I’m blocking those guys versus a long sniper.
Jacob Bobenmoyer: 13:36
And if the long sniper makes a tackle, that’s on the returner. But, you know, there are you know, the league is kinda changing where there are really good tacklers. There’s a few players that have played linebacker in college and that are really good coverage factors and that, you know, they do make plays and are effective in coverage. But at the end of the day, though, I’d still block a NFL linebacker or open NFL long snapper regardless how good they are at coverage.
Chris Hall: 13:59
Yeah. So I know that it was really funny. I was just watching some film, and, you know, the you know, it’s like you’re saying, like, if you get down the field fast, I mean, you can basically prevent the returner from getting a return in because he’s gonna see you and he’s not gonna wanna take the ball. Right? I saw I was watching a film and there was a great play where my son had gone down and he was there early.
Chris Hall: 14:23
So the guy just let it go. Right? He just walked that guy out the way. And it rolled probably like another twenty, twenty five yards and he kinda just, you know, just waddled around it like they do, you know, which is awesome. Right?
Chris Hall: 14:33
So, you know, and it was so funny because I hear on the film, I hear, great job to the to the punter. And I was like I was like, man, that was a good was a
Jacob Bobenmoyer: 14:43
good punt. Don’t get me wrong. But I’m like, dude, that 25 yards, that’s, you know, how about a great job cover team, you know?
Chris Hall: 14:48
But it’s Yeah. I know.
Jacob Bobenmoyer: 14:49
You gotta get real credit.
Chris Hall: 14:52
Yeah. I just I find that in general that that, you know, again, the whole go and notice thing, you have to kind of really buy into it because it’s, you know, it’s it’s it’s you very rarely even get any recognition even when you do that. But I know, like, you have a like, so you had several tackles. Right? I mean, like, you’re you are really in
Jacob Bobenmoyer: 15:10
the mix most of the time. I’ve had I think I had I’ll have to check. I haven’t really checked, but I have four or five this year. And then I think I had like 16 or 18, my previous four years between those four years. So I’m averaging like four a year, but I think four is the most I’ve ever gone.
Jacob Bobenmoyer: 15:35
And there should be an asterisk because there’s a few titles that I’ve had that I didn’t get credit for. And I just kind of kept forgetting to send the film into the league, but I definitely need to do that because I it’s just I don’t know. It’s pride thing. Like, you you should get every ounce of credit that you deserve when you’re working this hard and and playing your butt off and and doing a decent job.
Chris Hall: 15:57
Do you you have any forced fumbles in your career?
Jacob Bobenmoyer: 16:02
No. I do not. I have one fumble recovery, and it was off a month punt my rookie year against Buffalo.
Chris Hall: 16:08
That’s the one thing I always think is, you know, that’s why they let it go most of the time or they’ll do fair catch because they don’t wanna take that chance. But I always think like, man, what a vulnerable position that guy’s in.
Jacob Bobenmoyer: 16:20
You know? The the gunners, there’s some really like, if you were to look up, like, NFL’s craziest hits, I’m sure a couple of those are gunners that are just full speed running 22, 20 three miles an hour. Just scot free at a returner who thinks they’re just gonna be able to one step and and juke the the gunner out, and then they’re not able to do it, and they just get their clock cleaned. I’m sure there’s a couple clips of Sure. Yeah.
Jacob Bobenmoyer: 16:43
That type of scenario.
Chris Hall: 16:44
You know, I when you got when you got out of college, how we met is that you got into the East West Shrine Bowl game. For those of the people who are listening who don’t know, East West Shrine Bowl game is a college all star game. It’s like the second oldest bowl game behind the Rose Bowl. And what they do is they take people who have done really well at their position, and they put them on an all star team, and they let them compete against other really good players. Most of the people who go into that game, you know, are typically gonna get drafted, like, third to seventh round.
Chris Hall: 17:16
They’re gonna be or undrafted free agents, etcetera. How did you get into the game?
Jacob Bobenmoyer: 17:23
So I think I was, like, on their on their list, and they picked a different guy. Like, they went with the guy who’s at a bigger school. It was UCF, and he tore his ACL, so he wasn’t able to participate in the game. And they actually reached out to my snapping coach, believe, or they just had a list. I remember exactly how it went down, but essentially like they had me on their list and I was referred to them.
Jacob Bobenmoyer: 17:49
And then I ended up going there and it was like, I wish I could thank the guy. They’re like, Hey man, sorry you told your SEO, but thank you very much. You know? Like, it’s just kinda weird how how things work out because I was, you know, I was like, damn. I’m not getting invited to the Reese’s bowl or any bowl game.
Jacob Bobenmoyer: 18:02
I was like, damn. That kinda sucks because I really need that being from a small school. And then probably two weeks before, I got an email, and they’d been trying to email me for, like, a month before that. And my side of the coach was like, hey. Like, the guys with the with the train ball have been trying to contact you and you haven’t responded.
Jacob Bobenmoyer: 18:22
Like, are you, like, not interested in going? Like, are you Is everything okay? And I was like, What? And they had ended up having my email, like, they spelled wrong my email. They had an E instead of an O in my last name.
Jacob Bobenmoyer: 18:34
So it was going like yeah. So they I wasn’t even receiving the email. So they could have been like, alright. This guy’s not responding. Go with a different guy.
Jacob Bobenmoyer: 18:41
And, thankfully, they did. Yeah. So, like, two weeks before it ended up happening is when I realized that that was happening. I was like, wow. This is crazy.
Jacob Bobenmoyer: 18:50
Like, I just like, wow. Okay. Here we go.
Chris Hall: 18:54
So so again, like, you know, there’s obviously, every team in college has a snapper. You’re looking at, you know you know, you got your big five, you know, the you know, conferences and stuff like that. And so it’s like, you know, again, like, how does a guy from Northern Colorado separate himself from a guy from Alabama? Like, how does that how does that work? Is it is it agents?
Chris Hall: 19:16
Is it like, you said something about a coach. Was it your your school coach or
Jacob Bobenmoyer: 19:36
what either his recommendation was or or just to get in contact with me. I can’t remember exactly how it went. But Yeah. Obviously, he’s worked with lot of snipers. Like, I know another guy, Jamie Cole.
Jacob Bobenmoyer: 19:47
Like, when I was in Chicago’s Mini Camp rookie mini camp, he was he was there working with the kickers, because it was actually the double doink or whatever, go to the playoffs or in the playoffs. He’d worked with the kickers, he was there, like, I know what the situation was, but working with the kickers. So that was kind of cool, you know, like, that they reached out to him and asked for a recommendation.
Chris Hall: 20:14
Now, if I recall, and I could be wrong, but that was the year you also got to snap to AJ Cole. Correct?
Jacob Bobenmoyer: 20:21
Yes. So, yeah, small world. AJ Cole was my punter that that at that point in the Shrine Bowl, and then Matt Gay was the kicker. And another thing is too, we had a tight end last year. His name was Jessica Horstadt, and he was my roommate at the Shrine Bowl, and then we ended being teammates.
Jacob Bobenmoyer: 20:37
He was like, wow. Small world. Like, crazy how that works.
Chris Hall: 20:40
That’s cool. Well, you see all these guys after games always kinda hugging each other and, you know, shaking hands and stuff, and it’s like, you know that it’s like, it’s gotta be things like that where they, you know, they got to, you know, hang out together for a week because I I think the Shrine Bowl game is one of the coolest games out there because they you know, their slogan is it’s more than just a game. You know, for those that don’t know, you know, it’s one of their ways that’s just sort of just it’s a fundraiser for them, but it’s also a way for them to get their names out there. But Shriners Hospitals is an amazing charity and people get to go to the if you’re a kid and you need some sort of surgery and you can’t afford it, you can go there and and get and get it done for free. I mean, it’s like we’re talking about millions and millions of dollars for the free surgeries every year.
Chris Hall: 21:21
And so it’s a pretty cool game to be part of. But yeah, I so I remember it like, Matt Gay, he, he got picked up with, like the Rams, right?
Jacob Bobenmoyer: 21:32
Walmart. Yeah.
Chris Hall: 21:36
Can’t remember which one he
Jacob Bobenmoyer: 21:37
The Rams. Obsessed with. The Rams.
Chris Hall: 21:41
Okay. That’s it. Yeah. He got picked up by Tampa First, and then cut and then and then and then he got picked up by the Rams and he had a great game, like, in the Super Bowl, I think even.
Jacob Bobenmoyer: 21:51
Yeah. No. He’s he he kinda got into it and, like, started balling out and he’s still balling out.
Chris Hall: 21:56
And his and his story is very similar in the fact that he you know, I talked to him when he was at the Shrine Bowl game. And I don’t know if you know his story, but he was a soccer player.
Jacob Bobenmoyer: 22:06
Yeah. Utah State. Yeah. Or Yeah. Utah was Utah State.
Jacob Bobenmoyer: 22:09
It was a like, some it wasn’t it wasn’t even like a school you think of when you think of Utah. It was like
Chris Hall: 22:16
It was like a almost like a division two soccer school or something. Right?
Jacob Bobenmoyer: 22:20
Yeah. I can’t it what is it called? It’s like grand it’s not Grand Canyon University, but it was some it might have been actually. It was some Utah school. Yeah.
Jacob Bobenmoyer: 22:29
But it was yeah. His story had never kicked before. Kicked his first year, won the basically the Heisman for kicker, like insane. Yeah. Yeah.
Jacob Bobenmoyer: 22:37
He had quite a foot.
Chris Hall: 22:38
I remember when I was watching AJ, you know, what I thought was cool about him was that he, you know, he had such height on the ball. And I mean, it was like a perfect spiral every time. And I mean, it was just fun to watch. And it’s just neat that you guys ended up together.
Jacob Bobenmoyer: 22:52
Yes. Oh, so let’s talk about
Chris Hall: 22:54
let’s talk about that. So you started out at Denver, but you didn’t go to Denver right away. Right?
Jacob Bobenmoyer: 23:00
Nope. I was in my girlfriend at the time, now wife, So I was like, all right, the place I’m training at is near their house. And so my wife’s mom works for a company. She’s pretty high up in a company. And basically they had an opening to create printing machines for big companies like UPS, OtterBox, Walmart.
Jacob Bobenmoyer: 23:24
And they had a vacancy they needed to fill. So I was like, All right, I’ll do it. And I was like, Looking for a place to stay? And they’re like, Well, we can stay in our basement. And I was like, all right.
Jacob Bobenmoyer: 23:32
So I lived in my in law’s basement and worked for my mother-in-law for a year until I was at work at 5AM, and I worked ten hours a day, leave at like two or three, go train for two, three hours, and then get home, pick my food for the next day, and then just repeat, repeat, repeat. And the place is just grinding, grinding, grinding, you know, just grinding my butt away and then finally yeah. You know, getting
Chris Hall: 24:00
something else. So when you went to the Denver that first year
Jacob Bobenmoyer: 24:03
out of
Chris Hall: 24:04
college, you had you basically were trying out and you didn’t make it. They kept the guy that they had at the time. Right?
Jacob Bobenmoyer: 24:14
Yeah. So when I got out of college, their special teams coordinator now my special teams coordinator in Vegas works The same guy. Yeah, same guy. Works
Chris Hall: 24:25
me That’s great.
Jacob Bobenmoyer: 24:27
Yeah, that’s one of the reasons why I ended up getting here. Okay. So he worked me out my pro day and then I did rookie mini camp, did mandatory mini camp, which is like a big deal. Then I did I did a workout, like, later in the preseason. Then I did a workout in December, and then I signed another sniper from that workout.
Jacob Bobenmoyer: 24:46
Don’t know how they get a the other two workouts, I did really well, but then they were just, like, kinda like on an emergency list type deal. And then they had then we did one in December, and that’s like, who they were gonna sign to compete with their snapper. Well, their snapper ends up signing with Case of Credit ends up signing with the Giants. So they need to you know, they’re starting to have one guy in camp that’s never played before. So then he signed he signed me, so then it was me and then one other snapper from Nevada.
Jacob Bobenmoyer: 25:16
We ended up competing, like, it was very stressful time. It was we just didn’t know when they were gonna walk in and just get cut.
Chris Hall: 25:23
Was it UNR or UNL?
Jacob Bobenmoyer: 25:25
It was Rena.
Chris Hall: 25:28
Okay. Yeah.
Jacob Bobenmoyer: 25:29
Yeah. Rio.
Chris Hall: 25:30
K. Alright. That’s interesting. So so you’re so they talk about in the league. They talk about basically and, you know, I I mean, we talked about this before the show, so I could kinda say it in in with your permission.
Chris Hall: 25:45
But, you know, they talk about all the time in the league. They talk about, like, second contract kids. Right? Yeah. So, like, this kid’s a first contract kid.
Chris Hall: 25:53
This kid’s a second contract kid. Can you kind of explain that to the folks out there so they understand what that means?
Jacob Bobenmoyer: 25:57
Yeah. So like, you obviously like so let’s start with draft night. So obviously, first round there, everything is guaranteed. Like they’re they’re getting a really big signing bonus and guaranteed money, but then there’s like three or some different salary caps. So like it says they’re making x amount APY, say $10,000,000 a year, but really the cap hit is the rookie minimum.
Jacob Bobenmoyer: 26:20
And it goes up every year, but really it’s like 2,400,000.0 over three years and then increases over three years. There’s very I mean, there’s so much that goes into contract and how it’s written and salary caps to make sure you you can get, you know, x amount of money, the most money to pay the players to be happy and then to to also be able to have depth on your team and whatnot. But so for the rookie contract, outside of being drafted, like, you don’t, once you get past, like, the fourth round, you’re not third round, really. You’re not getting any, like, big signing bonus. You can’t if there’s a lot of teams wanna get at you, it just depends.
Jacob Bobenmoyer: 27:00
It’s kinda like a phenomenon. It’s like, you come here for give you 50,000, and another team calls you, well, we’ll give you two fifty ks. You know, there’s many variables that go into it. But, so you start, typically, let’s say, you know, free agent, which is where post draft free agent, which is what I was undrafted free agent. You start with, you start at league minimum, nothing guaranteed.
Jacob Bobenmoyer: 27:24
You may get like a $5,000 signing bonus to help with your moving fees and whatnot. So you get your three year deal, and then you’ll start with your x amount of salary, and it’ll increase the next year, increase the next year after that in your third year. And then they can extend you after that year, your third year, or you can be tendered or and that goes off basically, like, what the average of your position and whatnot. But in reality, second contract is where a lot of people make their money. Like, Freddie is a perfect example.
Jacob Bobenmoyer: 27:59
He was he was a last man drafted, so he’s basically not getting much above a undrafted free agent. So he’s basically making week minimum and has been in the Super Bowl two times in that in that year. And I think if you’re drafted, it’s a four year deal versus if you’re an undrafted free agent, it’s a three year deal. And then there’s, like, fifty year option and stuff like that for the drafted guys or first round or second, third round, whatever. But he’s basically he he’s really like, you think he’s making $40,000,000 a year, 50,000,000 a year like all these other guys.
Jacob Bobenmoyer: 28:31
And now he’s making, like he might be making a million dollars this year or something like that. I could be wrong, but it’s very minimal. I
Chris Hall: 28:39
think that’s I read is he’s making a million dollars. He’s the lowest paid starting quarterback in the league by far.
Jacob Bobenmoyer: 28:44
Very, very minimal comparative to what you think it would be. And, obviously, you know, after this year, he’s gonna get paid a good amount of money, which is good. He deserved it. He’s earned it. But, I mean, there there’s so many things.
Jacob Bobenmoyer: 29:00
Like, you can get a contract value and you say it’s a $10,000,000 deal. You can get you can take league minimum for your salary, and that’s what hits a salary cap. You get a $5,000,000 signing bonus, you know, and there’s ways they can basically where it says your contract’s five years, but really it’s a three year deal because that’s when your guaranteed money runs out. It’s there’s so many things that go into it. But in in all aspects of it, to really make NFL money and and kinda be set up, you you kinda have to get to a second contract.
Jacob Bobenmoyer: 29:37
Not that the first two years won’t, but to make, like, money where you never have to work again, second contract is the is the the idea.
Chris Hall: 29:46
Now, obviously, you know, with the league, we hear a lot about, you know, you know, people not being good with their money and stuff like that. Obviously, I know you really well. And so I know you’re a smart guy off the field as well. But do you guys do you I mean, do you see that in kinda like, you know, in the
Jacob Bobenmoyer: 30:03
locker room kinda thing?
Chris Hall: 30:04
You see people making mistakes or is that kinda like the wayside?
Jacob Bobenmoyer: 30:08
I, you know, overall, I’d say 98% of the league is, you know, very financially responsible. And obviously, you have the big contract guys that, you know, have $50,000 change, but they’re making, you know, 15,000,000 a year. And it’s like, you know, that’s there. And once you get started getting big like that, you’re making money off the field, too. And you get discounts and stuff that come with it, like, because people want you to use their products and whatnot.
Jacob Bobenmoyer: 30:33
You know, I see probably a lot more cases of people living well, well below their means than people like buying absurdities. You know, like I think, like probably the most absurd thing I see is like a rookie buys like a $5,000 backpack or, you know, worth of luggage or whatnot, which is, you know, whatever. You know, it’s a present to yourself from making one person. Never do that. But, you know, outside of it, I don’t ever see people, like, just go and blow their money on, like, a Lamborghini.
Jacob Bobenmoyer: 31:08
You know? They spent their whole salary on a Lamborghini. You know, I all the time, I see people that are, you know, the people that make a lot of money, and they drive, like, what would be a normal car, like, you know, and it’s got hundred thousand miles. You know, like, okay. Right?
Jacob Bobenmoyer: 31:28
Just or, like, far actually, a couple guys making really, really good money driving their car from high school, and it’s their seventh, eighth year in the week, sixth year in the week. And we’re just like
Chris Hall: 31:38
like that. So cool. I I think that’s like a big flex.
Jacob Bobenmoyer: 31:42
Yeah. I I think it’s one, it’s hilarious too. It shows a lot about them and, like, how much, you know, they value things. And I think it’s very important that, you know, more people value the the the real things in life versus the materialistic things in life. Like, yeah, it’s nice to have nice clothes and chain, you know, jewelry or whatever.
Jacob Bobenmoyer: 31:58
But, like, at the end of the day, like, my like, I’d rather overspend on a house than buy, you know, a $10,000 backpack or $50,000 chain. But, I mean, I I know there’s a stereotype of folklists get out money and spend it. You know? There’s a statistic about people being broke after. I I’m I’d say now, like, from what I’ve seen, I really highly doubt that.
Jacob Bobenmoyer: 32:24
I think that stereotype is kinda out of the way now. Like, I don’t think that’s the case. Like, there’s bunch of guys that do stuff off the field and make money off the field, and that are very involved with their own finances and their financial adviser and that, you know, try and take care of their money, which I’d love to see, obviously. Yeah. Me too.
Chris Hall: 32:41
Me too. I’d rather I’d rather see him put $10,000 into the stock that makes the backpack than buy the backpack.
Jacob Bobenmoyer: 32:47
Right. Exactly.
Chris Hall: 32:48
There was a there was a statistic and it basically said that if you bought the new iPhone every single time it came out, instead of buying the new iPhone, every time it came out, you put and you actually bought Apple stock. Like, if you just bought Apple stock with that money and no other time, but, like, if by like, right now, if you bought the first Apple phone all the way through, that you’d be sitting on, like, $1,200,000 in Apple stock. It was, this ridiculous number. And I just think about how much money even myself that I’ve wasted on phones, you know what I mean? Or or, like, you know, one of the things I talk about a lot of times is cars, you know, because cars are immediately depreciating.
Chris Hall: 33:26
It’s a it’s a liability. It’s not an asset. Oh, it’s that reminds me of a story. So I was working, with another guy, who was, gonna go to the league and a nice guy. And I won’t say his name because it’s privacy and stuff like that.
Chris Hall: 33:40
But him and I talked quite a bit. He was a younger guy. I’m in the league as a younger guy. I talked to his mom and dad on the phone, his sister on the phone, like, just kinda continued to, like, just sort of coach him up on, like, what we’re gonna do next type of thing. And then, and then, like, he gets he got drafted high.
Chris Hall: 33:57
He actually was came into the East West Shrine Bowl game as, like, undrafted potential, and then he got he had a good game. And he ended up, like, third round or something like that. I don’t wanna give too many details. I don’t wanna make it easy. But he he he I called him and I was like, man, congratulations.
Chris Hall: 34:16
Like, thanks so much. Appreciate it. You know, blah blah blah. I was like, hey, well, you know, once you get your stuff, you know, your agent gets your stuff, let’s start getting together and talking about it. Did you I don’t know if I told you this story or not.
Jacob Bobenmoyer: 34:25
But Yeah. You’re talking about the sinking ship type. Is that is that
Chris Hall: 34:31
Right. Right. So those are the two rules I usually have when I work with anybody is that, number one, I don’t wanna be the only person who cares about your retirement. So, like, if I’m calling people, I want them to call me back. And then the second one is I don’t wanna be the captain of a sinking ship.
Chris Hall: 34:44
So if they’re not, like, paying attention to the money, like, I can’t you know, like, in in the in the normal world, you know, like, non NFL, you know, you got people who are putting away $50 a month, and they’re trying to say that they wanna live on $9,000 a month when they retire, and you’re, like, that’s just that math’s never gonna work. And so I do that. But anyway, with with him, I felt like we had a good plan. And also, he started ducking my calls, and I was like, hey, what’s going on? And so finally, he he calls me back, and he’s like, hey, I just wanna let you know, I changed my mind.
Chris Hall: 35:12
I think I’m just gonna put my first contract into the bank. I just don’t know anything about this financial stuff. I’m just gonna kinda ignore it. And I was like, okay. You know, like, I get it.
Jacob Bobenmoyer: 35:20
You know, give me my you know, if I
Chris Hall: 35:21
have any questions, you know, happy to talk to you. And, I’m serious. I pull them up on Facebook. I pull up Facebook, and it’s him on my feed standing in front of his new Maserati. Yeah.
Chris Hall: 35:32
And I
Jacob Bobenmoyer: 35:32
think he didn’t wanna do I think he didn’t wanna work with me he didn’t wanna work
Chris Hall: 35:35
with me because he was gonna be, like, the guy who spends the money on
Jacob Bobenmoyer: 35:38
the chain in the Maserati. And I’m like, dude, you’re third round.
Chris Hall: 35:40
You’re not first round. Let’s be cool. You know? Yeah.
Jacob Bobenmoyer: 35:43
So but it’s funny. So I like the I like hearing the stories of the
Chris Hall: 35:46
guys who roll in with their with their cars from high school. That’s pretty cool stuff.
Jacob Bobenmoyer: 35:50
Yeah. Think it’s much more of a common thing in life, you know. You would you would not remember to think of a self driving a certain car and just, you know, mom and dad. You know, you know. Yeah.
Jacob Bobenmoyer: 36:01
Living on the world. That probably that probably helps
Chris Hall: 36:04
them out a ton too when they’re out and about too. So, like, you know, I mean, like, you know, Max Crosby is a a terrible example because everybody knows what he looks like now. But, like, you know, maybe some guy’s a starter he’s a starting corner for, you know, the Raiders. And it’s like people think that might be him and then he kinda gets out of, like, a hoopty car and you’re like,
Jacob Bobenmoyer: 36:20
okay, that can’t be him.
Chris Hall: 36:21
That must be somebody else. So they
Jacob Bobenmoyer: 36:23
can hear like, oh, well, probably not him. Exactly. That’s pretty cool.
Chris Hall: 36:28
So any anything that you wanna talk about at all in the league or, you know, what’s going on in your life?
Jacob Bobenmoyer: 36:33
I would say, I guess, as in relation to us, like, one thing that I’ve really got into is looking at just, like, the stock market in general. Like, I’m constantly checking it. Like, I like I try not to be a big checker account type guy, but I haven’t checked it in, two, three weeks because I got logged out. I feel like maybe do reset or whatever, but I was trying to get back in. That’s what was trying to resolve earlier a couple days ago.
Jacob Bobenmoyer: 37:02
And and so I was like, you know what? I kinda like that, though, because if you check every day and your account’s going up one or 2% or down two or 3%, you’re like, okay. Well, it you know, you don’t really see any the changes that you see some you hear about in the stock market, but those changes happen over time. You know? Like, when you when you look at it every day, doesn’t seem as drastic, but if you check it once a month, every, you know, three or four months, which is probably the longest I’d ever go, I think, without ever checking it.
Jacob Bobenmoyer: 37:29
And you see that growth, it makes it almost like It’s rewarding to know that, like, you’re putting away money and it’s doing what you want it to do. You’re like, Okay, you know, here we go. And it makes it that much easier to kinda not be you know, not pinch pennies and whatnot, but to be a little extra frugal, like, oh, you could, you know, buy this or that. You’re like, but going back to the iPhone thing, you could put in the stock market and then or in a money market savings or somewhere where you’re earning dividends and then you can, you know, do whatever. My wife’s car, I didn’t want I wanted to get her an Expedition.
Jacob Bobenmoyer: 38:08
You know, it’s a nice car, whatever. They’re not cheap. I was like, well, we can get one when I can get dividends off, you know, my account, and that makes a payment. Because, like you’re saying, a car is they depreciate immediately. They’re basically they’re not they’re a non asset.
Jacob Bobenmoyer: 38:25
And so that’s, like, based on what we did. So, like, yes, I still pay for the car, but I don’t at the same time. At least that’s what I like to tell myself. Like, it’s not really for the car. But, you know, it’s just little things like like like that that has been my big thing with, like, getting in the stock market or just, like I don’t know.
Jacob Bobenmoyer: 38:47
I feel I guess I feel more connected to my money when I’m looking at what I’m investing into and, like, the company. Like, NVIDIA is a a good one. I’m not trying to upsell anybody on getting NVIDIA stock, but I always really liked the company and liked the owner and then how he runs a company. Then, like, I’ll look at the reports of, like, how people like to work there, what they see. You know, there’s, like, surveys and stuff that go on, and you can look at them, it’s like, if they’re always really good, chances are that companies can go up.
Jacob Bobenmoyer: 39:13
That’s just my opinion and my experience, but that was always a company that I really liked and obviously, you know, it’s worked out. But Yeah. That’s a good one. Yeah. I I I like that stock a lot.
Jacob Bobenmoyer: 39:28
I think it’s
Chris Hall: 39:28
a good lesson in there for everybody. You know, I deal with this on a constant basis. People, you know, can go in and check their accounts. We have everything’s at our fingertips now. And people do check their accounts quite often.
Chris Hall: 39:39
And I one of the things that I noticed, kinda going back to what you’re talking about is, you know, there’s a book that was written that’s called Behavioral Investor. And it’s basically this guy who was like a psychologist who also end up becoming a financial advisor. And our brains are, set up to where we are 10 times more likely to avoid pain than we are to seek pleasure. Like, that’s how our reptile part of our brain works. And so what he was basically saying in essence is it’s really hard to be an investor because when our stock portfolio goes up 5%, we just go cool.
Chris Hall: 40:14
You know what mean? Like it’s cool. We we’re happy about it, but there’s no like real passion or or or any sort of like good feelings that kinda make you just have like a a great day all day, you know? But if you wake up in the morning and your stuff went down 5%, like you’re it’s it’s for most people, not everybody, but for most people, it’s a bad day. You know what I mean?
Chris Hall: 40:32
That’s affected their whole mood and and so so because of it, you know, like, a lot of times what I’m doing as a financial adviser, is most of the time just, like, taking out the emotion from the investing. I’m I’m the guy who’s like, it’s okay. Things are gonna turn around. You know, this too shall pass. I always tell people like, when the market’s really good, this too shall pass.
Chris Hall: 40:53
When the market’s really bad, this too shall pass. It’s a constantly flowing thing. And so one of the things that’s really interesting is he says in the book, they’ve done studies and they show that women are better investors than men, typically speaking, because women don’t tinker and men love to tinker. Men love to do stuff. So I always, as a financial advisor, I’m always like trying to say like, we doing are we investing for the future or are we just kind of tinkering right now?
Chris Hall: 41:20
So so I feel like that’s another kind of good lesson in that to learn is like, don’t look at your stuff every day and don’t tinker. You know what I mean? Like you said it yourself, it’s perfect. Just put the money in and let it grow. And if you like something like an Nvidia or something like that, you’ve got good reasons behind it, you know, that’s all the more power to you on that.
Chris Hall: 41:37
I think that’s a great idea. You know, obviously, it’s not for everybody. You’re a younger guy too. Some people couldn’t handle the ups and downs that comes along with a stock like that. But, you know, that’s again just as a front a disclaimer for anybody listening is, you know, make sure that you, you know, are it’s right for you that the the the stuff that we’re investing is suitable.
Chris Hall: 42:00
So since there was a a stock mentioned, I’ll just make sure that may not be good for everybody
Jacob Bobenmoyer: 42:04
Yeah.
Chris Hall: 42:04
Even though it’s been, you know, great for him. So but no, man. I just I so appreciate your time. It’s been wonderful, and I’m just so happy for you. And I remember you at East West game, and I just remember thinking like, you know, this is so cool that you came here from Northern Colorado and and then, you know, and then to see you on the Raiders, I just think that’s just the coolest stuff, man.
Jacob Bobenmoyer: 42:27
I appreciate that. It’s a lot.
Chris Hall: 42:30
Yeah. I appreciate your time too. So if you need anything at all, let me know. Anything else before we head out?
Jacob Bobenmoyer: 42:36
No. I think that’s it. Okay.
Chris Hall: 42:39
Alright. Well, thank you for being on the show. I really appreciate it. And look forward to talking to you and hanging out with you. I gotta come down to a game.
Chris Hall: 42:45
I I I have not been to the new stadium, but it
Jacob Bobenmoyer: 42:49
It’s I’ve been outside of it. It’s incredible. It’s a spaceship. Yeah. It’s a spaceship.
Jacob Bobenmoyer: 42:54
I’m I’m excited. Definitely one to experience.
Chris Hall: 42:57
Yeah. I’ll have to come down. I they have a hotel in the stadium?
Jacob Bobenmoyer: 43:01
Uh-uh. There there’s no hotel in the stadium. But, obviously, being on the Strip, it’s like I wouldn’t say walking distance, but you could walk, you know, pretty much from any of the obviously, the opposite end of the Strip, maybe not, but there’s a lot of hotels and and resorts and whatnot around there. So
Chris Hall: 43:16
I stained what is it? There’s like three hotels all in like one little area and I think they just they just sold and they’re gonna get rebranded and remodeled. But it’s the they had a Four Seasons in there. They had is it Del? It starts with a d.
Chris Hall: 43:32
It’s like Delaney or Delano or something like that. And it and then, and then the Mirage. They were all kinda like that’s right by the stadium. And so I got lucky enough to have like a really nice corner, suite that had, like Mhmm. To the left was all the stadium, and to the right was a strip.
Chris Hall: 43:49
I was like, wow, this is an incredible view. So that was that was definitely walking distance. So anyway. Alright, sir. Well, I’m a let you go.
Chris Hall: 43:56
I appreciate your time. And like I said, anytime you wanna be on the show, let me know.
Jacob Bobenmoyer: 44:01
Alright. Sounds good. I appreciate it very much.
Chris Hall: 44:03
Alright. Thank you again. Alright, guys. Thanks for listening.