Redding Financial Advisors

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    Redding Financial Advisor in Redding, CA

    Our local expertise ensures personalized financial strategies tailored to your unique needs.

    Chris Hall Headshot

    About Redding Financial Advisors

    Are you seeking a financial advisor in Redding, CA? Are you interested in receiving a complimentary review of your current portfolio or retirement strategy? Your priorities matter most to me. My goal is to understand what’s important to you, and together, we’ll work towards ensuring you’re on the right path to achieve your financial objectives.

    A native of Redding, CA, I am deeply involved in my community. I devote my time to coaching various youth sports, including Redding Parks and Recreation NFL Flag football, and recently served as the head coach for Foothill High Freshman football. Additionally, I volunteered at the Shriner’s Hospital for six years, where I helped organize the oldest college all-star game in the nation. I owned and operated Gridiron Alumni, which helped raise over $400,000 for schools and charities. Join us at Chris Hall’s Half K charity event, where we raise funds for the local Kiwanis club’s backpack program. The Kiwanis are dedicated to feeding children who may otherwise go without food over the weekend, by providing them with nutritious food in backpacks.

    Outside of my community involvement, I cherish spending time with my children. My son, JT, is a sophomore at Foothill High School, where he plays football on my team and enjoys video games. Meanwhile, my daughter, Jenae, is a student at Shasta College and has over 70 units towards her B.A. in Cinema and Digital Arts Degree as a Freshman in college. She has a passion for art of most kinds and dreams of becoming in front of the camera some day. Both kids are outstanding students, maintaining impressive 4.0+ GPAs.

    As a financial advisor at Redding Financial Advisors, I am passionate about assisting clients with goal setting and estate planning. My focus lies in intergenerational wealth, aiming to benefit your future generations through our partnership. Whether you’re retired, facing life-changing news, or have recently received an inheritance and seek guidance, I am here to help ensure your financial security.

    I thrive on the opportunity to assist clients in creating retirement strategies for long-term success. Let’s collaborate to develop a tailored plan that aligns with your aspirations and objectives.

    If you’re in need of assistance with your investment goals, please don’t hesitate to contact and me or my branch office administrator, Stacey. We’re here to support you every step of the way.

    Secure Your Financial Future Today

    Trust us to guide you through every step of your financial journey with confidence.

    Financial Services Tailored to You

    Explore our range of expert services designed to meet your unique financial needs and help you achieve your goals with confidence.

    Sacramento River in Redding, CA

    Financial Planning

    In life, there are many decisions that can have long-lasting consequences for the rest of your life. Financial planning is an essential service that provides individuals and families with the necessary framework to navigate their financial journey effectively. By assessing current financial situations, setting achievable goals, and implementing strategies tailored to individual needs, financial planning helps secure financial futures, manage risks, and optimize resources. From retirement planning to investment management, tax optimization, and estate planning, comprehensive financial planning empowers individuals to make informed decisions, pursue their short and long-term objectives, and navigate life’s uncertainties with confidence.

    One of the biggest decisions you’ll ever make is choosing the right financial advisor. It can feel overwhelming with all of the different options available to you. You’re looking for a financial advisor who is highly qualified, familiar with your goals, follows the ethical standards of putting their client’s interests above themselves, and really is involved in the local community. Redding Financial Advisors is ready to meet with you and help with your financial goals.

    Sacramento River in Redding, CA

    Investment Strategies

    Has anybody every “stress-tested” your portfolio? Have you ever heard the term, “Set it and forget it”? Well, that’s NOT what you want when you work with a financial advisor. You want an advisor who stress tests your financial strategy quarterly to make sure you are on track for your goals. Our advisors all spend time looking at the investments, the market, and testing your strategy against what’s happening currently. And while you don’t want an advisor who just tinkers or creates complicated investment portfolios, it’s important to have someone who is watching your money and making changes accordingly with market conditions and the current economy, both nationally and globally.

    Sacramento River in Redding, CA

    Wealth Management

    When choosing a financial advisor, it’s important to have one that’s focus is on your goals and your wants, but also to help you transfer any remaining wealth to the next generation. This takes a lot of extra planning. Our advisors work with trust attorneys, CPA’s, and other professionals to make sure that your plan is appropriate from beginning to end. Intergenerational wealth planning stands as a vital cornerstone in securing a family’s financial legacy across generations. By carefully considering the transfer of assets, values, and knowledge from one generation to the next, this approach ensures the preservation and growth of wealth while fostering familial unity and prosperity. Intergenerational wealth planning goes beyond mere financial considerations, encompassing education, communication, and the transmission of values and life lessons. Through strategic wealth transfer mechanisms such as trusts, estate planning, and charitable giving, families can pass down not only monetary assets but also a sense of responsibility, resilience, and purpose. This holistic approach fosters enduring financial stability, empowers future generations to build upon past successes, and strengthens the familial bond, creating a legacy that transcends monetary wealth alone. Redding Finanical Advisors strives to pass your legacy on.

    Navigate Your Financial Journey with Us

    Let’s work together to build a secure and prosperous future right here in Redding.

    Podcasts

    Tune in to our podcasts for expert insights, market analysis, and the latest trends in finance, designed to help you make informed decisions and stay ahead in the financial world.

    • EP #4 | Author Madison Kopta discusses “Watched in the Woods”

      EP #4 | Author Madison Kopta discusses “Watched in the Woods”

      Chris Hall interviews local author Madison Kopta about her journey in writing and publishing her middle-grade novel, ‘Watched in the Woods.’


    • Ep. 3: Tips and Tricks in Today’s Mortgage Market

      Ep. 3: Tips and Tricks in Today’s Mortgage Market

      Sabrina Schmitt, a lending expert from Prime Lending, discusses the current state of interest rates and the housing market. She explains that interest rates are influenced by bond markets and the decisions of the Federal Reserve. While rates have been increasing, there is anticipation of a rate cut in the near future. Sabrina also highlights…


    • Ep. 2: Using Trusts and Corporations to Protect Your Money

      Ep. 2: Using Trusts and Corporations to Protect Your Money

      Mark Lewis, founder of Mark’s Money Secrets, shares his journey from being a film composer to becoming a finance expert. He emphasizes the importance of corporate structure for tax reduction, asset protection, and legacy preservation. Mark explains how he discovered a unique combination of corporate structures that provide maximum benefits.


    Maximize Your Financial Potential

    Discover strategies and insights designed to help you achieve lasting financial success.

    FAQ

    Find answers to the most common questions about our services, financial strategies, and how we can help you secure a prosperous future.

    The average fee is 1% of assets for money management. You can find online brokerage houses that will do it for .5% or less and some money managers will charge 2-3% of assets under management, plus 10% of profits. These are usually referred to as hedge fund managers. If you using a local financial advisor, you should expect to pay between 1-2%.

    First, you can find online reviews of local financial advisors by doing a simple Google search. After you found that one that looks best to you, we recommend going in to see them for an interview. You and the advisor are both interviewing each other to see if it’s a good fit. If an advisor starts talking about investments and returns out of the gate, we suggest looking elsewhere. Investments are a side-effect of a sound financial strategy. As a rule, you shouldn’t talk about investments until the advisor has taken the time to get to know you and your goals. You may want to also check with brokercheck.org to make sure they are in good standing.

    Almost all financial advisors will meet and talk with you about your financial goals for free. This is a great opportunity to get to know the advisor and see if they are right for you. If you are with a robo-advisor or an online brokerage firm, you can usually talk to someone at the 1-800 number for free. However, most people with high net worth have complicated financial planning, which could cost them thousands of dollars over time without good advice.

    Just like all industries, financial management has no shortage of scams and theft. However, there are great ways to avoid those types of instances. For one, working with an advisor that is under supervision by a large company. Some independent advisors work alone and only have a bare minimum of supervision. Larger firms have extensive supervision and protocols in place to ensure that nothing outside of predetermined guidelines happens. With local advisors, it’s always great to check their online reviews.

    Not everyone needs a financial advisor. Here is a good list of people that could use some professional advice:

    * If you are nearing retirement and want to make sure you are on the right track.

    • You have recently inherited some money and you would like advice on how to best maximize it’s effect on your life.
    • If you have recently gotten married and you want to arrange your finances and strategies as a couple.
    • You are recently divorced and you need to rearrange your finances for a single retirement with the assets that you kept.
    • Your mom and/or dad are getting older and they may need help managing their finances, monetary needs, estate planning, etc.
    • If you know that you need to save for retirement, but hate the stock market and investing and you need a partner to guide you.
    • I’m in retirement and I have an advisor, but I never hear from him/her and I’m not sure if my investments are important to them. You have recently been awarded a large settlement, but don’t want it to be structured (annuitized).

    Reasons you would need or want a financial advisor can be many. If you have complicated issues with tax planning, investments, businesses, estate planning, charitable contributions, etc., then you would probably want to employ a financial advisor. If you are looking for a partner to work with you throughout the years, you may also want to employ a financial advisor. If you’re just starting out and have minimal complications or investments, you may want to decided to go it alone. If you do go it alone, we ask th

    There’s no such thing as a free lunch, but there are versions of it. If you are with an online brokerage firm, you can often talk to a licensed advisor for free. However, many will find their advice to be general and lacking any individuality. If you’re looking for personal advice on your unique situation, it’s a good idea to look for a financial advisor who sees clients one on one.

    The fees that financial advisors charger are usually based on complicated financial planning and advising. If this is not the case for you and you are just getting started out, you may not want to employ a financial advisor at this time. Most financial advisors have a minimum requirement of net worth.

    Although there are many book sellers out there that say they are not worth it, we would give an emphatic yes. Vanguard, the king of no-cost, self-service management agrees that advisors are worth every penny. While most advisors charge around 1% of assets under management, Vanguard found that “advisors can add value, or alpha, by providing relationship-oriented services – such as cogent wealth management via financial planning, behavioral coaching, and guidance – as a primary objective of the value proposition.” In their famous study called Advisor’s Alpha, they found that, on average, an investor would get an additional 3% annual return when using an active advisor.

    Although not impossible, financial advisors can rarely take your money. As long as the accounts are opened in your name only, the assets will be independent of your advisor. In other words, never open a Joint account with both your name and your advisor’s name on it. A good rule of thumb is to never make out checks to the advisor or invest in his own brand of investment club. As with all things, going with a larger company can nearly eliminate all of these potential problems with a fair amount of supervision.

    Someone meeting with a financial advisor would get more out of their meeting if they knew ahead of time what their goals are. You may have both short term and long term goals and you may want to talk about multiple goals. You should have an idea on what those are before you arrive. When it comes to retirement, here are some questions you can ask yourself to become better prepared for your meeting: At what age do you want to retire? How much money would you spend in retirement each month to live comfortably? How much have you saved so far (provide statements and documents)? Do you have a pension and/or social security? If so, what are those numbers at different points in time (provide statements and documents)? What is your current budget for necessities, as well as your fun-money budget? How much are you investing now and how much could you invest at this time?

    Contact Redding Financial Advisors

    We’re here to assist you with personalized financial guidance—reach out to us today to start building a brighter financial future.

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      Hours

      Sunday   Closed
      Monday   8AM–4PM
      Tuesday   8AM–4PM
      Wednesday   8AM–11:30 AM and 1:30PM to 4PM
      Thursday   8AM–4PM
      Friday   8AM–6PM
      Saturday   Closed